My Claim Captain

Get The Biggest Possible Home Damage Settlement

Flood Damage
My Claim Captain- The #1 Public Adjusters in Miami FL

Flood Damage

My Claims Captain is the leading public adjuster service in Miami, FL. If your home or business has experienced flood damage, contact us today to find out how we can help settle your claim. We have helped several property owners throughout Miami settle their flood damage claims with a higher settlement than they were expecting. 


One of the perks to living in Miami is being close to some of the nicest beaches in the country. However, many home and business owners in the area are at risk of flood damage when a coastal storm hits.


If your home or business experiences flood damage during a coastal storm, you could benefit from hiring a public adjuster from My Claims Captain to settle your insurance claim. The experts in our office aim to get your more in your settlement.

Flood Damage Claims

Nearly every property owner in Miami worries about flood damage. Water can cause a lot of damage to a property, and flood damage is one of the most expensive types of property damage to repair. If your home or business was flooded, you are likely relying on the insurance company to provide you with the full amount for your claim so you can get your property repaired to the condition it was in before the flood took place.


Here’s the thing that most property owners in Miami realize when they attemp to file their insurance claim for flood damage. The insurance companies operate in a way wich benfits them. This means that when you put in your insurance claim, it’s very likely the insurance company will respond with a low offer. 


Dealing with flood damage to your property is stressful enough. The last thing you need in this situation is to have to dispute with the insurance company what is a fair settlement. This is where My Claims Captain can come in to help. When you allow us to be your claims captain, we will take charge and make sure you get the amount you need to cover the cost of repairs.


Our team of experts have been working in the claims industry for many years. We know how to steer the conversation with the insurance company to make sure you get the amount you asked for or more.  


Flood Damage House

My Claims Captain is committed to making sure our clients get their claims settled in a reasonable timeframe. We don’t settle for low-ball offers or any amount that’s too small to cover what you need to repair the damages. To make sure we have the full insight on what our clients need, there are a few things our public adjusters need to do. 

Flood Damage Car

One problem a lot of property owners face is wondering whether or not the water damage is considered a flood. Just because there is water built up, doesn’t mean a flood occurred. Things like a broken pipe, leaking wachine machine, or burst water mains may cause what looks like a flood, but it doesn’t count as flood damage. 


This is why it’s important that you have a professional public adjuster assess the level of damage that was caused to your property. We can save you time by determining what a fair adjustment for the damage is and save you the frustration of being denied if the damage isn’t severe enough.


So, how do property owners know what counts as flood damage? All flood damage starts with water that comes from a natural source. Some signs of flood damage include:


Flood Damage Insurance Claims

When your home or business experiences flood damage, you need to make safety your main priority. If the damage is very severe, it is a good idea to shut off the main source of power. You should also avoid the floodwater because there is a possibility that it could be contaminated with sewage or other hazardous materials. 

Before you enter the building again after the flood, make sure you open the windows to the building and allow it to air out for at least 30 minutes.  Once it is safe, it’s highly reocmmmend to start taking pictures of the damage. Don’t throw out anything before My Claims Captain does an inspection. You could throw out a key piece of evidence needed when filing your claim. 

Always inspect the flooded area after it has cleared to make sure it didn’t cause cracks or damage to the foundation that could lead to the building collapsing. It’s also important that you examine the flooded area for snakes or other critters that could make it into your building with flood water.