Fire Damage

My Claims Captain is the leading team of public adjusters in Miami for managing fire damage claims. When it comes to fire damage, there are many different levels of damage that can be done. Unfortunately, every property owner could be at risk of a fire. It doesn’t help that Miami has such high heat with a lot of lightning. If you own property in Miami FL, it’s essential that you have a fire damage insurance policy.

It’s very important that you are covered for fire damage because sometimes the damage and destruction can be very severe. Not only does your property suffer from harsh damages, but many of your personal belongings, documents, and memories get damaged or destroyed during the fire.

At My Claims Captain, we encourage property owners in Miami to reach out to us as early as possible after fire damage occurred. Filing a fire damage claim can be complicated, and there are many people that have to get involved. After the stress of the fire, managing this process is likely the last thing you need on your plate. My Claims Captain has many years of experience filing clients’ claims with the insurance company. Our goal is to get you what you need to cover the damages.

Fire Damage Claims

One of the things that make My Claims Captain different from other public adjusters in Miami is that we treat every client on a case-to-case basis. This means that we work on your case until you get a recovery sum in the range you requested. Other Florida public adjusters are known to take a lower offer to settle the claim fast. We won’t settle until you are satisfied with the offer.

When you hire My Claims Captain Miami, we will need to do an inspection of the damage done on your property. We will give you a free examination and analysis to get the process started. Our team will also be in contact with the fire restoration company that will be repairing the damages. This way we will know the exact cost to repair so the insurance so you don’t have to settle for less.

The public adjuster working on your claim will get the evidence and documents together and then send your information to the insurance provider. Our goal is to make sure you get the most from your claim offer and we are fully prepared to negotiate with the insurance company to get it for you. Don’t worry, we have many years of expertise getting clients their requested sum or more.

Fire is the top cause of damage in Miami FL

At My Claim Captain, the top cause of damage that we file claims for is fire damage. It is one of the most destructive types of damage that can happen to a property. Depending on how severe the fire is, it can also be one of the most expensive to repair. When fire damage happens to your property, you should always make sure:

Try to stay out of the building. Keep movement to a minimum when you do enter the building.
Open all of the windows for ventilation
Contact an electrician to examine your property’s wiring
Take pictures of the damage for evidence
Never remove any debris or damaged items before the insurance company does an inspection
Change your HVAC filter
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Why is fire the top cause of damage in Miami? There are a few leading causes of fires in residential and commercial properties across the city. The following shows the top causes:

Cooking- 42 %

Electrical- 18 %

Heating- 15 %

Smoking- 5 %

Candles- 3 %

Fire Damage Insurance Claims

Fire damage causes over $14 billion dollars worth of damage annually in the US alone. If your property was damaged from fire, no matter how big or small, we are here to help with your claim. You shouldn’t have to deal with an insurance provider that has plans of low-balling the sum you requested. That’s exactly what they are trained to do.

My Claim Captain won’t allow them to do that when we get to work on your fire damage claim. Our seasoned experts know the right strategy and tactics to use when working with the insurance provider. When we put on our negotiating hats, we don’t settle for less than what you asked for.

It can be stressful for insurance policyholders to file the claim on their own. After all, the process is designed to work in the insurance provider’s favor. If you were previously low-balled on your insurance claim, it’s not too late to re-open your claim. Contact us at My Claims Captain to find out how we will re-open your fire damage claim to get you a fair offer.

My Claims Captain is Dedicated to Getting You More...

There is no type of damage that is too big or small for us to tackle. If you thought that a small kitchen fire wouldn’t result in getting an insurance claim, you could be wrong. If any of your appliances or areas in your kitchen were damaged due to that fire, we could get recovery for you to have the damages repaired back to how they were before the fire.

We handle claims for many cases, including primary and secondary fire damage. Primary fire damage is when the damage done to your property was caused as a direct result of the flames. Secondary fire damage is when the damage was caused by smoke or toxins from the fire.

After a fire has caused damage, it’s never too early to reach out to us at My Claims Captain. Our experts are ready to make sure your claims case gets handled properly. Reach out to us today to find out how we can manage your fire damage claim. We won’t stop until we get you a recovery sum.

Get The Biggest Possible Home Damage Settlement